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First Exchange Bank
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Continual change in the lending arena and the effect on small businesses and consumers was the theme of consultant David L.
AddressNew Martinsville, WV 26155-
Phone(304) 333-2217
Websitewww.firstexchangebank.com
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First Exchange Bank will be closed in observance of the holidays listed by the Federal Reserve.

First Exchange Bank is going green! We are now offering Combined Statements to customers who have a Checking or Savings account. This is more eco-friendly while offering you an efficient way to receive and maintain your bank statements.
To receive a Combined Statement, the customer must have a Checking or Savings account (or both). Your Certificates of Deposit may also be included in your Combined Statement.
Your Combined Statement is available Online as well, for access in a quick, efficient and secure manner.
To take advantage of this convenient service, contact your local branch and let them know you want to receive “Combined Statements”. You will then be asked to choose a lead account, and any other accounts you want included on the statement. It’s that easy!
First Exchange Bank…making it easier for you ”in real life”.

Several members of team First Exchange Bank attended the 9th annual CEO and Directors Conference sponsored by the Community Bankers of West Virginia. Attendees included Jim Boyers, Vice Chairman of the Bank’s Board of Directors, Bill Goettel, CEO, along with the following board members: Ade Neidermeyer, Jim Pitrolo, Jr. Kevin Wilfong and Bill Yoho.
Presentations were provided by banking regulators from both the FDIC and the West Virginia Division of Banking, as well as outside consultants. The conference topics included a discussion of the current economic and political landscape, along with consumer and regulatory concerns, including the significant lending changes within the banking industry.
Jim Boyers stated “Our goal is to maintain excellent customer service while working within the ever changing framework of banking regulations and this conference provided some of the critical tools required to do that.”
“The conference provided us an excellent opportunity to network with our primary banking regulators and obtain an understanding of their perspective” said Yoho.
Continual change in the lending arena and the effect on small businesses and consumers was the theme of consultant David L. Kemp who has broad experience in all areas of lending. “Borrowers will see a significant change in the lending process as the banking industry strives to balance excellent customer service with sound lending practices” said Goettel, who further indicated that “this will be especially true at community banks such as First Exchange Bank, whose primary goal is to finance the needs of Main Street USA.”
First Exchange Bank is celebrating over 78 years in business and currently serves customers in North Central West Virginia with branch offices in Mannington, Fairmont, Fairview, Barrackville, Hundred, Suncrest, downtown Morgantown, and online at www.FirstExchangeBank.com

Branches and additional offices:
(304) 225-2600 3081 University Ave Morgantown, WV 26505-3323
(304) 449-1700 309 Main Ave Fairmont, WV 26554-1022
(304) 986-1700 11 W Main St Mannington, WV 26582-1153
(304) 775-1700 Route 250 Hundred, WV 26575-
(304) 225-6200 376 High St Morgantown, WV 26505-5528
(304) 367-1700 216 Fairmont Ave Fairmont, WV 26554-2711
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